Referral Links
💰Personal Finance: Monarch Money - 50% off first year (I get $50)
https://www.monarchmoney.com/referral/42wuvv3e56?r_source=copy
When Mint was discontinued (why did that have to happen?), although Monarch is a paid service, it is comparable to Mint and more. I love to see how the money flows and give me a general idea where my money goes.
🍱Groceries: SayWeee Asian Groceries
https://www.sayweee.com/en/account/referral/landing?t=1&referral_id=7415499&lang=en
Asian Groceries at-home delivery by in-house delivery crew. I usually stay home on delivery day, the delivery time frame is not very accurate. They have a huge variety of items and saves me so much time from having to go to Chinatown.
🛍️General Purchases: Rakuten.com CashBack program
https://www.rakuten.com/r/ZOEYTA10
Get $30* until September 30, 2025 – please read the fine prints.
🔐Cybersecurity: NordVPN VPN
https://refer-nordvpn.com/ZBPChRJWezr
Much like freezing your credits, you should add a layer of security by using VPN to hide your IP. There are other uses, for me, I sometimes connect to a foreign country's network to watch the local TVs online.
🤑Credit Card: American Express Platinum - referral link
https://americanexpress.com/en-us/referral/ZOEYTND5a?XLINK=MYCP
~$700/year annual free, you will break even and more but AMEX dput you to work (e.g. $15 Uber/month, Walmart subscription, hotel dining credit, Global Entry reimbursement, etc.). I signed up because I travel internationally and this gives me access to the [crappy] Priority Pass. Although Priority Pass is pretty terrible in the US, they are pretty decent once you step outside of the country.
🤑Credit Card: American Express Gold - referral link
https://americanexpress.com/en-us/referral/ZOEYT2jyt?XLINK=MYCP
~200/year annual fee, you will also break even and more with this card too. Just set up a schedule to use all the rewards. And, before this card, I only had a Blue Cash. For now I have both Gold and Platinum for no reason...
🗣️Foreign Language: iTalki Referral Link
https://www.italki.com/i/ref/ADaC00B
A website where you can take low-cost foreign language lessons. It's great whether you are a serious learner or just want to do something different for one day.
